firstPlatinum Checking
Introducing our firstPlatinum Checking Account!
The firstPlatinum checking account has the perks of a high-yield checking account, with the added benefits of a rewards checking account.
- Free Debit Card*
- Free Internet Banking
- Free Mobile App*
- Free Text Message Banking*
- Free Mobile Check Deposit
- Free Bill Pay
- Free Mobile Wallets
- Free E-Statements*
- Overdraft Protection Transfers*
- Limited ATM Fee Reimbursement Nationwide*
- Interest Bearing
Also included
- ID Theft Protection*
- Free Checks
- Free Monthly Movie at Tygart Valley Cinema (Subject to Availability)
- Annual 25% Discount on Safe Deposit Box Rental Fee
- 0.25% Discount on a Consumer (non-real estate secured) Loan*
- Free Cashier's Checks
Waive your $15 Monthly Fee with any 3 of the $5 value items below during your statement cycle:
- $5: E-Statements
- $5: At least 10 Debit Card Purchases
- $5: Direct Deposit of at least $500
- $5: Primary Signer on an open Consumer Loan
- $5: Total Deposit Balance of at least $5,000 (includes Checking, Savings, and CDs) on the last day of the statement cycle
Open your firstPlus Checking Account Today!
Start earning interest with a rewards checking account today. Click below or contact us or visit one of our convenient branches in White Hall, Hundred, Mannington, Fairmont, Fairview, or Morgantown, CA.
Checking Account Options
See what our checking accounts can offer. Choose the best account for you!
| firstEssential Checking | firsPlus Checking | firstPlus Platinum Checking | |
|---|---|---|---|
| Monthly Fee* | Free | $10* | $15* |
| Minimum to Open | $50 | $50 | $50 |
| Minimum Balance to Earn Interest | -- | $1,000 | $2,500 |
| Interest | -- | Yes | Yes, Tiered |
| Limited ATM Fee Reimbursements* | $15 Limit* | $25 Limit* | $45 Limit* |
| E-Statements | Free | Free | Free |
| Printed Statements | $2* | Free | Free |
| firstEssential Checking | firsPlus Checking | firstPlus Platinum Checking | |
|---|---|---|---|
| ID Theft Protection* | -- | Select Any 2 | Free |
| Free Checks | -- | Select Any 2 | Free |
| Free Monthly Movie at Tygart Valley Cinema (Subject to Availability) | -- | Select Any 2 | Free |
| 25% Discount on Safe Deposit Box Rental Fee | -- | Select Any 2 | Free |
| 0.25% Discount on a Consumer (non-real estate secured) Loan* | -- | Select Any 2 | Free |
| Free Cashier’s Checks | -- | Select Any 2 | Free |
*Minimum deposit of $50 required to open account. $1,000 minimum average daily balance required to earn interest. Interest rates subject to change at any time. There is a $5 replacement fee for debit cards. Service fee of $10 per month applies, unless account qualifies for 2 of the listed buy-down items during the statement cycle. If you qualify for one of the categories during a statement cycle $5 will be waived from the $10 fee. Overdraft Protection is available when linked to a savings account. We’ll use the money from the linked account to pay transactions that overdraw your account. A $15 limit on ATM fee reimbursement applies for firstEssential, $25 limit for firstPlus, and $45 limit for firstPlatinum Checking Accounts. Valid for non-First Exchange Bank ATM fee reimbursements at US ATMs only. See a Customer Service Representative for more information about ID Theft Protection. Interest rate reduction good for one consumer loan (firstPlus or firstPlatinum). Message and data rates may apply. Contact your mobile provider. Fees may reduce account earnings.
